Solidot: 雾霾险被叫停

Solidot

奇客的资讯，重要的东西

雾霾险被叫停
http://solidot.org.feedsportal.com/c/33236/f/556826/s/38abd7f0/sc/38/l/0L0Ssolidot0Borg0Cstory0Dsid0F3890A6/story01.htm
Mar 27th 2014, 11:01

中保监财产保险监管部下令，要求暂停销售雾霾险。中国平安及中国人保本月推出雾霾险产。平保的雾霾险专项承保肺癌，为特定呼吸系统疾病提供每日10元至100元的住院津贴。条款包括一旦空气质量指数(AQI)连续7日逾300以上，保费超过100元的投保人将获相关身体检查。北京已连续四天处于重度污染水平，天气预报预测雾霾将于28日起逐渐散去，29日恢复到良好状态。 保监会相关人士称，保监会认为，雾霾险与保险本质相悖，不再是保险产品，更像是博彩。保险产品要满足两大原则，一是要有可保利益，二是要符合大数法则。而雾霾险两条都不符合。报道同时指出，中国平安推出的平安雾霾健康险，严格意义上来说，则更像是健康险中附加雾霾的内容。This entry passed through the Full-Text RSS service — if this is your content and you're reading it on someone else's site, please read the FAQ at fivefilters.org/content-only/faq.php#publishers.



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