Solidot: 国有四大银行回击互联网金融

Solidot

奇客的资讯，重要的东西

国有四大银行回击互联网金融
http://solidot.org.feedsportal.com/c/33236/f/556826/s/3881ce4a/sc/24/l/0L0Ssolidot0Borg0Cstory0Dsid0F38837/story01.htm
Mar 23rd 2014, 13:40

因为互联网金融的崛起，许多人都将银行中的活期存款转移到余额宝等互联网金融产品，活期存款年利息只有0.35%，而余额宝能达到5%左右，分析人士估计互联网金融产品已经吸引了上万亿人民币的存款，相当于中国国有银行所有存款的1%到3%。央行已经发出了新法规的征求意见稿，要对互联网金融产品进行监管，限制互联网金融的吸金能力。四大银行工行、农行、中行和建行都相继调低了对支付宝快捷支付额度。马云回应称，决定市场胜负的不应该是垄断和权力，而是用户。互联网金融产品的收益并不高，它能吸引用户的一个重要原因是中国国情：普通居民缺乏理财产品，海外投资受到严格限制。This entry passed through the Full-Text RSS service — if this is your content and you're reading it on someone else's site, please read the FAQ at fivefilters.org/content-only/faq.php#publishers.



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