Solidot: 央行官员建议对余额宝征收准备金

Solidot

奇客的资讯，重要的东西

央行官员建议对余额宝征收准备金
http://solidot.org.feedsportal.com/c/33236/f/556826/s/3a11bd38/sc/25/l/0L0Ssolidot0Borg0Cstory0Dsid0F3940A8/story01.htm
May 5th 2014, 11:17

央行调查统计司司长盛松成《中国金融》上撰文建议对余额宝等货币基金实施存款准备金管理。存款准备金是央行要求金融机构为保障客户能提取存款和保持足够资金作清算，而准备存放在中央银行的存款。中国的存款准备金率高达20%。余额宝等货币市场基金资金95%以上存放于银行，利用较高的同业存款利息，为客户提供约5%的年收益，盛松成认为，余额宝缴存20%的准备金后，其一年收益率将下降约1个百分点。这意味着其一年收益率（4%）将日益逼近银行的一年存款利率（3.3%）， 余额宝的优势将会越来越小。This entry passed through the Full-Text RSS service — if this is your content and you're reading it on someone else's site, please read the FAQ at fivefilters.org/content-only/faq.php#publishers.



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